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COVER STORY · JUNE 2026

Why Your Savings Account Is Making You Poorer Every Year

Inflation at 6.5%. Your savings account at 3.5%. Every year you do nothing, you lose 3% of real purchasing power. Here's the complete breakdown — and what to do instead.

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Latest Articles
6 articles
Savings vs Inflation
Personal Finance
Why Your Savings Account Is Making You Poorer Every Year
Inflation at 6.5%. Your savings account at 3.5%. Every year you do nothing, you lose 3% of real purchasing power. Here's the complete breakdown — and what to do instead.
Aman Khan/28 Jun/6 min4.8k views
Index Funds
Investing
Nifty 50 vs Nifty Next 50: Which Index Fund Should You Actually Buy?
Everyone says "just buy index funds" but nobody explains which one. The difference between Nifty 50 and Next 50 goes deeper than returns — it changes your risk profile entirely.
Aman Khan/24 Jun/8 min7.2k views
EPFO Guide
Policy
The EPFO Interest Rate Just Changed: What It Means for Your Retirement
EPFO declared 8.25% for FY24. Sounds great. But there's a calculation quirk most employees get wrong that could cost you lakhs at retirement.
Aman Khan/20 Jun/5 min3.2k views
Bitcoin ₹85L
Crypto
Bitcoin at ₹85 Lakhs: Should You Buy, Wait, or Run?
BTC crossed ₹85L. Everyone has an opinion. Here's a framework for thinking about it clearly — without the hype, without the panic.
Aman Khan/16 Jun/9 min12.4k views
RBI Repo Rate
Markets
How the RBI Repo Rate Affects Your EMIs, FDs, and Savings — Explained Simply
RBI moved the repo rate again and finance Twitter exploded. Here's what it actually means for your EMI, your FD, and your savings — in plain language.
Aman Khan/12 Jun/7 min5.6k views
Retirement Math
Deep Dives
The ₹1 Crore Retirement Number Is Wrong for Most Indians. Here's What You Actually Need.
₹1 crore sounds like a lot. At 6.5% inflation and a 3.5% safe withdrawal rate, it sustains ₹35,000/month of expenses. In 2024 rupees. For someone retiring now. The real number is 3–8x higher.
Aman Khan/8 Jun/12 min9.9k views
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